A Chapter 7 is a liquidation bankruptcy. When you file a Chapter 7, you can expect to eliminate most of your debts for a fresh start and stop wage garnishments, foreclosure actions, car repossessions and other stressful debt collection activities by your creditors. In a Chapter 7 case, the debtor will typically receive an order discharging most of his or her debts within three to four months.


You will be entitled to exempt certain assets from your bankruptcy estate, but if your assets exceed your allowable exemptions, the trustee appointed to your case might be required to sell those assets. Bankruptcy exemptions can be a complex area of law. Even though you can file a bankruptcy petition without a lawyer, using an experienced bankruptcy attorney can make the process run more smoothly and prevent you from making expensive mistakes.

Whether you are seeking a Norfolk Attorney, Virginia Beach Attorney, Chesapeake Attorney, or Newport News Attorney, Wilson & McIntyre can help. For a free consultation call us today.

Wilson & McIntyre represents consumer debtors in filing for bankruptcy relief under the United States Bankruptcy Code. As such, Wilson & McIntyre is a debt relief agency as defined in the Code.